We live in an age where insurance covers many risks and excludes many others.
Whether it is a question of auto insurance, homeowner’s insurance or business
liability insurance, reading an insurance policy and deciphering what is and
isn’t covered can be difficult business.
The array of different insurance products in the marketplace can be dizzying.
For automobile insurance alone, you need to make choices about comprehensive coverage,
collision, first party medical benefits, and full tort or limited tort options.
In Pennsylvania, the difference between full tort and limited tort coverage can
be significant if you are involved in a motor vehicle accident which does not cause
"serious bodily injury." You may ultimately be very limited in what claims you can
bring against the person who collided with you. Uninsured motorist coverage or
underinsured motorist coverage can be very important if you are involved in a collision
with someone who is uninsured or underinsured. Stacking is also an important
concept that can easily be overlooked.
The attorneys of Wolf, Baldwin & Associates, P.C. can help. If you are
spending hard-earned money on expensive insurance, you owe it to yourself to know what
you are buying. If you have a question about your insurance coverage, we can review your
policy, advise you of your rights, and pursue a claim for the benefits to which you
are entitled. We can talk with your insurance agent to confirm your coverage, and
with your insurance adjuster and to help settle any insurance claims. Our lawyers can
help you learn your insurance rights. Contact us today to learn more.
The materials contained in this web site do not constitute legal advice, and contact with us through this web site does not establish an attorney-client relationship. The legal citations quoted in this web site may not be up-to-date. We provide these materials for general information purposes only. We make no claims, promises, or guarantees about the accuracy, completeness, or adequacy of the information, whether contained on this web site or any other site to which we might link. No web site can substitute for the fully informed, reasoned judgment of a lawyer. You should not rely on any material contained in this web site - instead you should contact one of our attorneys for a full consultation.
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