Wolf, Baldwin & Associates, P.C.

Real Estate Archives

What happens if someone else has a legal claim to your new home?

Becoming a homeowner is supposed to offer security. You invest in a property and then spend your time and money maintaining or improving it. That effort pays off with increased property value. Over time, you can either choose to cash out some of that equity when you get older or sell your home for a profit and downsize as you age.


The following is a true story. The names have been changed to protect the innocent (in this case, the real estate buyer). One day last week, a client of mine called me to let me know that her offer on her new house had been accepted and she wanted my office to order the title insurance. I asked her to have the realtor forward me the agreement of sale so I could commence protecting her interests in purchasing her home. I informed her that our title company, Heartland Abstract, does not charge the $200 to $350 in "junk fees" (settlement fee, wire fees, UPS fees, document preparation, e-doc delivery, etc.), so she would be able to utilize the cost savings to purchase some personal items for the house, like perhaps a television or some window treatments. She was very excited and told me she would have the document sent to me.

Purchasing property? Check for easements and restrictions

Owning property is often far more complicated than it seems at first. Many property owners throughout the years have found what seems to be a perfect deal and signed on the dotted line, only to find that an easement affects how they may use it, or allows someone else access.

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Pottstown Office
800 East High Street
P.O. Box 444
Pottstown, PA 19464

Toll Free: 866-967-8935
Phone: 610-228-4582
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West Chester Office
13 W. Miner Street
West Chester, PA 19382

Toll Free: 866-967-8935
Phone: 610-228-4582
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Reading Office
606 Court Street., Suite 203
Reading, PA 19601

Toll Free: 866-967-8935
Phone: 610-228-4582
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