Wolf, Baldwin & Associates, P.C.

Workers' Compensation Archives

The government shutdown will affect workers' comp

The federal government shutdown that began at midnight on December 22 is only a partial one, but it will directly and indirectly affect many of the services the government provides. The good news is that Pennsylvania state workers' compensation claims will not generally be affected.  Those whose Federal workers' compensation claims are approved will continue to receive their benefits, but those whose applications need to be processed will likely have a long wait.

What is a light duty job?

An injured worker receiving workers' compensation will sometimes return to work for light duty if there is a role he or she can perform. Generally speaking, the injured worker must get approval from a doctor before going back to work, assuming the light duty role fits within his or her medical restrictions. If the doctor approves the return to work, the worker will have to show up or risk having workers' compensation benefits suspended or modified.

All accidents should be reported to your employer

Workers who suffer injuries while they are working should be able to turn to workers' compensation for benefits. This is a special insurance that employers are required by law to purchase to protect themselves from having to pay out-of-pocket when a worker is hurt at work. The benefit to workers is that the insurance will cover their medical bills related to the incident. The workers' comp insurance will also provide income benefits for missed wages if the wage loss is related to the work injury.

Workers' comp versus personal injury

There are several key differences between personal injury suits and workers' compensation claims. The main distinction is that a party must be at fault if there is to be personal injury claim, such as a driver who causes a vehicle accident or a faulty product. A workers' compensation claim, on the other hand, is not fault based but it must happen in the course of doing work. Since there does  not have to be anyone at fault, the injured person does not have to prove that an employer or co-worker was negligent to receive benefits.

Don't delay reporting work injuries or seeking treatment

No matter what job they are doing, workers face a host of hazards when they are performing their job duties. Employers ideally should take steps to identify hazardous conditions and determine how to minimize them. When employers fail to minimize the hazards, workers can suffer. But, unfortunately, employees can be injured even when employers do everything they can to minimize potential risks.

Employees might qualify for workers' compensation after an injury

Sometimes, workers are skeptical of letting their employer know about an accident that caused an injury. There are many reasons for this but many are concerned with what the employer might do after the report is made. Just to be clear: Employers can't retaliate against employees just because of an injury or accident report and subsequent workers' compensation claim.

Workers' compensation should provide benefits for eligible people

There are many injuries that can lead to worker's compensation claims. The important thing to remember about these is that the workers who suffer the injuries should be able to turn to workers' compensation for medical care and disability wage replacement benefits when applicable.

Find out what injuries are compensable in workers' compensation

The workers' compensation program helps workers who need to get medical care or who are unable to work due to a work-related injury. There are often questions that come up about what types of injuries are compensable. There isn't a lot of room for doubt when you are trying to answer this question.

Compensable injuries must meet certain criteria

Workers' compensation coverage for employees is based on several factors. One of the most basic is whether the injury that occurs is compensable or not. This is important because any injury that doesn't meet the requirements isn't going to get an approval for benefits from workers' compensation.

Your employer has responsibilities if you are hurt at work

As an employee, you have specific rights in the workplace. Your employer has specific responsibilities. If you are hurt at work, you should make sure that you know what these are because this can have a big impact on what you are able to do afterwards.

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