Sometimes, workers are skeptical of letting their employer know about an accident that caused an injury. There are many reasons for this but many are concerned with what the employer might do after the report is made. Just to be clear: Employers can’t retaliate against employees just because of an injury or accident report and subsequent workers’ compensation claim.
One factor that can have a direct impact on a workers’ compensation claim is the status of the worker. These policies cover employees only. People who are considered independent contractors likely aren’t covered, so they won’t be able to seek compensation for an injury.
It is imperative that you fully understand what points are going to matter in your case. Besides your status, another thing that might have a part in what benefits you receive is the type of injury you suffered. Typically, people with more serious injuries will qualify for more benefits.
One benefit that is fairly universal in these cases is the medical costs. These can be expensive for some injuries, especially those that are deemed catastrophic. You might need more than just basic medical care. Specialist appointments and therapy can add up quickly.
Other factors that might impact your claim include what you were doing when you were injured and where you were. The accident had to occur while you were doing something for work or on company property.
Even if you don’t think you need medical care after the accident, be sure to report it to your employer. This report can show the connection between the injury and the accident later if necessary.